Move the sliders to see how contribution, time and an assumed rate interact. These are arithmetic illustrations only — the rate you enter is an assumption, not a forecast.
Real markets do not deliver the same return every year. A flat assumed rate smooths out a path that is, in practice, uneven.
Expense ratios, exit loads, stamp duty and capital gains tax are excluded. Your realised figure will be lower than the illustration.
The calculation assumes you stay invested for the full period without pausing, withdrawing or stepping up.
Share your output with our desk and we will walk through what is realistic and what the illustration leaves out.
