Market-linked and fixed-return categories side by side. Each carries a different risk profile, tenure and tax treatment — all of which we explain before you transact.
Schemes investing predominantly in listed equity across large, mid and small capitalisation segments.
Fixed-income schemes spanning liquid, ultra-short, corporate bond and gilt categories.
Blended portfolios that combine equity and debt within a single scheme structure.
Equity-linked savings schemes eligible under Section 80C with a three-year lock-in.
Low-cost schemes that track a benchmark index rather than attempting to outperform it.
Corporate and bank fixed deposits with defined tenures and contracted interest rates.
Term, endowment and unit-linked plans arranged through licensed insurance partners.
Motor, home, travel and liability covers for everyday asset protection.
Individual, family floater and top-up covers for rising medical expenses.
| Category | Typical Horizon | Risk Profile | Return Type |
|---|---|---|---|
| Equity Mutual Funds | 5 years and above | Very High | Market linked |
| Debt Mutual Funds | 1 day to 3 years | Low to Moderate | Market linked |
| Hybrid Funds | 3 years and above | Moderate to High | Market linked |
| ELSS (Tax-Saver) | 3 year lock-in minimum | Very High | Market linked |
| Index Funds & ETFs | 5 years and above | Very High | Market linked |
| Fixed Deposits | 7 days to 10 years | Low | Contracted rate |
| Life Insurance | Policy term | Protection | As per policy |
| General Insurance | Usually 1 year | Protection | Indemnity |
| Health Insurance | Usually 1 year | Protection | Indemnity |
Tell us your time horizon and we will explain which categories are typically used for it — without any obligation to transact.
